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Joan Cooper, president of Tobago Enterprises, applied for a

Joan Cooper, president of Tobago Enterprises, applied for a $1,000,000 loan from First National Bank. The bank requested financial statements from Tobago Enterprises as a basis for granting the loan. Sue told her accountant to provide the bank with a current balance sheet. Sue has decided to omit the other financial statements because there was a net loss during the past year. She is concerned that the loan might not be approved if she provides too much information.


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